Contact Info
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1st Call Claims
38-40 Leslie Street, Eastbourne BN22 8JB
East Sussex
Email: info@1stcallfinancial.net

Phone: 0844 5676305 Helpline
Fax: 01323 418059
1st Call Claims Information

1st Call Claims is a trading style of 1st Call Financial Services Ltd registered in the UK company registration 4826421.

Licensed by the Office of Fair Trading. Consumer Credit License Number 544747.

Registered with the Information Commissioner (Reg No: Z9917433) for the use and storage of Data Protection Act (2000).

1st Financial Services Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities, Our registration is recorded on the website www.claimsregulation.gov.uk. Registration Number CRM19613


Please click HERE for further information.

1st Call Claims - Payment Protection Insurance

Payment Protection Insurance (PPI) is big business, with an estimated 25 million policies in circulation worth £5 billion a year.

PPI can be added to loans, credit cards, HP agreements and mortgages and in theory should cover the monthly repayments if you are unable to work due to an accident, sickness or unemployment. PPI has been proven to be widely mis-sold, is usually overpriced and policy terms and conditions show it would be extremely difficult to claim against when needed.

In some extreme cases PPI has been identified to equate to as much as 54% of the total claim value. On a £10,000 loan that amounts to £5,400!

Credit Card PPI is usually calculated as a percentage of the total balance so the more you owe the more you pay for PPI.

With so many lenders in the market place and each one trying to set themselves apart from the other different terminology has been used for PPI. This doesn't pull the wool over our eyes and some of that terminology to look out for can be seen below;

PPI
  • MPPI (Mortgage Payment Protection Insurance)
  • Premium Protection Insurance
  • Accident Sickness and Unemployment Insurance
  • Accident Sickness and Redundancy Insurance
  • Premium Protection Insurance
  • Income Protection Insurance
  • Mortgage Payment Protection
  • Mortgage Payment Insurance
  • Loan Protection Insurance
  • Credit Care Insurance
  • Credit Care